銀行英語情景口語：固定資產(chǎn)貸款

　　關(guān)于固定資產(chǎn)貸款的相關(guān)英語口語該怎么樣說會更好呢？以下是小編給大家整理的關(guān)于固定資產(chǎn)貸款的銀行英語情景口語，希望可以幫到大家

　　Dialogue 1

　　對話一

　　A: Hi there. Welcome to Lincoln Corporate Services. How can we help?

　　您好。歡迎光臨Lincoln銀行公司業(yè)務(wù)部。如何為您效勞?

　　B: Hi. I was wondering what kind of fixed asset loans you have? Do you have Fixed Asset Loans?

　　你好。我想知道你們提供什么樣的固定資產(chǎn)貸款?你們有固定資產(chǎn)貸款業(yè)務(wù)吧?

　　A: Yes,we do. You'll go through the acceptance application, then a first review, then an evaluation and examination and finally get approval. Why don't you read through this brochure? It outlines all of the important aspects of the loan, the terms and conditions,etc.

　　是的，我們有。您要通過申請受理，然后是初審，再后是評估和審查，最終得到批準(zhǔn)。您何不把這本小冊子看一遍呢?它概括了有關(guān)于貸款的所有重要方面，比如條款和條件等等。

　　B: That's a good idea, to familiarise myself with it. Then, I'll be back if we decide to go ahead.

　　這是一個好主意，我自己得熟悉它。然后，如果我們決定要辦理的話，我再回來。

　　Dialogue 2

　　對話二

　　A: Hello. What can wc do for you?

　　您好。我們能為您做些什么嗎?

　　B: Hello,I'm here to talk to someone about a Fixed Asset Loan.

　　你好，我到這里來是要找個人談一下固定資產(chǎn)貸款的事情。

　　A: Certainly. That shouldn't be a problem.Tell me, do you have a Basic Account with us?

　　當(dāng)然可以。沒問題。請您告訴我，您在我們這里開立基本賬戶了嗎?

　　B: Yes. I also have a Loan Certificate.

　　開了。我這兒還有貸款證。

　　A: Oh, that's good. We will come to our final decision based on your credit rating,the payment capability....

　　噢，那好。我們將根據(jù)您的信用等級、償還能力做出最終決定……

　　B: Well, we have no problems with our credit rating,I can assure you.

　　嗯，我可以向你保證，我們的信用等級沒有任何問題。

　　Dialogue 3

　　對話三

　　A: Hello. How can we be of service?

　　您好。我們?nèi)绾螢槟?

　　B: I'm here to see about a Fixed Asset Loan.

　　我到這里來了解一下有關(guān)固定資產(chǎn)貸款的事項(xiàng)。

　　A: OK, are you already an account holder?

　　好吧，您已經(jīng)是賬戶持有人了吧?

　　B: Yes, I am. But Vm not sure if I'm eligible.

　　是的，我是。但我不敢肯定是否有資格。

　　A: To find out if you are eligible for our Fixed Asset Loan，we will have to look at various aspects of your business，such as,your long-term business prospects，your cash flow,your profitability, your capital structure....

　　要知道您是否有資格獲得我們的固定資產(chǎn)貸款，我們將不得不對您的經(jīng)營情況的各方面通盤考慮，比如，您的長期業(yè)務(wù)前景、您的現(xiàn)金流、您的贏利能力、您的資本結(jié)構(gòu)……

　　B: For my credit worthiness?

　　這些是為了我的信貸價(jià)值?

　　A: Yes, and then other qualitative factors, such as the transparency of your business operations,your credibility and the integrity of your management.

　　是的，然后還有其他定性分析因素，比如業(yè)務(wù)運(yùn)作透明度、您的誠信以及您管理團(tuán)隊(duì)的誠實(shí)度。

　　Dialogue 4

　　對話四

　　A: Good afternoon,it's nice to see you again. Have you decided to go ahead and try for the Fixed Asset Loan?

　　下午好，很高興再次見到您。您已經(jīng)決定了要辦理并且申請固定資產(chǎn)貸款啦?

　　B: I'm going to need some more info first. I was wondering about the repayments. How long would I have to pay back the loan?

　　首先我將需要更多的資訊。我想知道關(guān)于還款的事項(xiàng)。我需要多久來償還貸款?

　　A: That depends. Our repayment plans go from 1 year to 10 years. The Fixed Asset Loan is a long-term loan, you see. The loan can be paid in either monthly or quarterly instalments, to suit your needs.

　　這要看具體情況。我們的還款計(jì)劃從1年期到10年期的都有。您瞧，固定資產(chǎn)貸款是一項(xiàng)長期貸款。這筆貸款可以按每月或每季度分期付款償還，以符合您的需要。

　　B: And how much is payable in each instalment?

　　每一期還款要付多少錢?

　　A: You will need to pay part of the principle sum and part of the interest due.

　　您將需要支付一部分本金和到期的利息部分。

　　B: Well, as far as I can see, the advantages outweigh the disadvantages. You've sold me! I，d like to go ahead.

　　嗯，據(jù)我看來，利大于弊。你徹底打動我了!我想馬上辦。